
Household Budgeting Tips:
-Turn off lights and anything electrical behind you
-Cook with covered pots. It takes much less energy to cook if the pot is covered
-Plan meals for the weeks / month ahead prior to going to the grocery store
-Make a shopping list and stick to it
-Buy store brand foods instead of national name brands
-Use coupons
-Shop on double or triple coupon days
-Shop for groceries on a full stomach
-When replacing light fixtures, consider compact fluorescent
-Turn off the water while you brush your teeth
-Check on prescription drugs to make sure using your health plan saves you money
-Only wash full loads
Work Tips:
-Pretend the vending machines at the office don't exist, or never have change
-Sometimes I think that my best investment ever was a Thermos bottle. Take your own coffee
-Bring your lunch to work rather than eat out
Car Tips:
-Car pool if possible
-If you drive an older car, consider carrying only liability insurance if you can assume the risk of loss. Maintain your car
-Get the cheapest price possible on auto insurance
-Know your gas stations and fill up when you're near the cheap one
Good Luck!
xoxo RitzyNina
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